Non Interest Bearing

First Generation Checking Account

An account specifically designed for children and teens under the age of 21.  A non-interest bearing account, offering no frills banking with no monthly cost designed to help young people learn financial independence.  The ideal account for the first time checking account user who wants a simple checking account and an economical value. 

Account Features

• Detailed monthly statement showing all account activity. 
• Unlimited transactions
• Free bill pay and electronic images with e-statements
• No minimum balance charge
• Free first order of personalized basic checks
• No monthly maintenance fee

Other Information

Interest   -  This is a non-interest bearing account.
Minimum Balance to Open Account  -  An opening balance of $50.00 or more is required.
Fees  –  There is no maintenance fee associated with this product. 
Imaged Item Fee  -  You will be charged a $3.00 imaged item fee each month if you choose to receive the images of checks and deposit slips (imaged items) with your mailed monthly statement.
Eligibility – Owner of account must be under the age of 21 to qualify.   Businesses ARE NOT eligible for this account.

New Generation Checking Account

A non-interest bearing account offering no frills banking with no monthly cost. The ideal account for the customer who wants a simple checking account and an economical value. 

Account Features

• Detailed monthly statement showing all account activity. 
• Unlimited transactions
• Free bill pay and electronic images with e-statements
• No minimum balance charge
• Free first order of personalized basic checks
• No monthly maintenance fee

Other Information

Interest - This is a non-interest bearing account.
Minimum Balance to Open Account - An opening balance of $50.00 or more is required.
Fees – There is no maintenance fee associated with this product. 
Imaged Item Fee - You will be charged a $3.00 imaged item fee each month if you choose to receive the images of checks and deposit slips (imaged items) with your mailed monthly statement.
Eligibility - Businesses ARE NOT eligible for this account.

Interest Bearing

New Generation NOW Account

A checking account that pays interest. The account is designed to reward customers maintaining higher balances, while providing convenient access to their funds.

Account Features

• Detailed monthly statement showing all account activity. 
• Unlimited check writing privileges.
• Free bill pay and electronic images with e-statements
• No minimum balance fee if you maintain a $500.00 minimum average daily balance. 
• Free first order of personalized basic checks
• Earn a competitive rate of interest on your daily balance. 
• Debit card available.

Other Information

Rate Information - The interest rate and annual percentage yield may change at any time. Call any of our Customer Service Representatives to obtain current rate information.
Minimum initial balance to open:  $500.00
Minimum Balance to Open Account - An opening balance of $500.00 or more is required.
Fees - A minimum balance fee of $7.50 will be assessed each monthly statement cycle if the average daily balance falls below $500.00.
Imaged Item Fee - You will be charged a $3.00 imaged item fee each month if you choose to receive the images of checks and deposit slips (imaged items) with your monthly mailed statement.
Eligibility - Businesses ARE NOT eligible for this account.

Best Generation Now Account

A no cost checking account designed for those customers 55 years of age or older allowing them to earn interest on balances of $2500.

Account Features

• Detailed monthly statement showing all account activity. 
• Unlimited transactions
• Free bill pay and electronic images with e-statements
• No minimum balance requirement
• Free personalized checks  
• Competitive interest on balances over $2500
• No monthly maintenance fee
  

Other Information

Interest - Competitive interest on balances over $2500
Minimum Balance to Open Account - An opening balance of $50.00 or more is required.
Fees - There is no maintenance fee associated with this product.
Imaged Item Fee - You will be charged a $3.00 imaged item fee each month if you choose to receive the images of checks and deposit slips (imaged items) with your mailed monthly statement. 
Eligibility - Owner of account must be 55 years of age or older. Businesses ARE NOT eligible for this account.

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